Banks are not the only companies that are capable of foreclosing on your home. It appears that during this economic crisis, while homeowners are deciding which bills are the most important, homeowner associations are being cautious about making certain that they are paid.  Many homeowners are [Read More]

I posted a blog about using the $8,000 tax credit for the down payment on an FHA loan. This is true, here is what they say: In HUD's Mortgagee Letter 2009-15 press release, it basically says that a short term bridge loan or a second lien must be used to advance the funds to the home buyer and o [Read More]

I was told on 5/21/2009 that the S.H.I.P. (State Housings Initiatives Program) funding was again available and that the income criteria has been increased. This program is a boon to those buyers that have good credit but lack sufficient money for a down payment . Info available at y [Read More]

Hernando County Association of REALTORS® Adopt MLS Advantage. Why this is Good for Customers and Agents. After a six long years, the Board of the Hernando County Association of REALTORS® were finally convinced that the Florida Association of REALTORS® MLS Advantage system was a good de [Read More]

According to the Environmental Protection Agency (EPA), there is more than just gypsum in the Chinese drywall that was used for building materials during the housing boom between 2004 and 2007.  Traces of sulfur, high levels of strontium and two other organic compounds that are associated with [Read More]

In my short sale saga in Hernando County Florida, one of the foreclosure rich areas of the country, the portended buyer's credit status changed over the six months it took to come to a closing date. The close is slated for May 27 2009, only ten days from now. The latest buyer, who has a pre-qu [Read More]

The rate of foreclosures across the nation overshadows the amount of homes that have been saved by the Obama Administrations' Making Home Affordable program. In an effort to continue to help those that are facing foreclosure the Obama Administration has expanded its $50 billion program yesterda [Read More]

Home sales are on the rise in Florida! The first quarter of the year shows that the homes sales in Miami,Miami-Dade County alone, have jumped 72% and condominium sales rose 51%, according to the Florida Association of Realtors (FAR). In addition to the tempting low home prices, the low interest ra [Read More]

Hernando county  is in line to receive almost 4.3 million dollars to help with foreclosed and abandoned properties in areas of greatest need. These areas include 34606,34607,34608,34609,34614 and 34601. There are 2 separate allocations in this funding one is NSP which is purchase ass [Read More]

As a real estate agent in Spring Hill Florida, I've been feeling pretty good these days as buyers are coming out of the woodwork for some of the greatest buys in real estate. Although mortgage interest rates are at a historic lows, most of the buyers have been paying with cash. A friend pointe [Read More]