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- 3644 Hiawatha Terrace, Crystal River, FL 34428
- MLS#: 851407 ( Residential )
- Street Address: 3644 Hiawatha Terrace
- Viewed: 113
- Price: $595,000
- Price sqft: $250
- Waterfront: Yes
- Wateraccess: Yes
- Waterfront Type: BoatDockSlip,GulfAccess,RiverAccess,CanalAccess,Waterfront
- Year Built: 1980
- Bldg sqft: 2376
- Bedrooms: 3
- Total Baths: 2
- Full Baths: 2
- Garage / Parking Spaces: 2
- Days On Market: 102
- Additional Information
- County: CITRUS
- City: Crystal River
- Zipcode: 34428
- Subdivision: Indian Waters
- Elementary School: Crystal River Primary
- Middle School: Crystal River
- High School: Crystal River
- Provided by: Plantation Realty, Inc.

- DMCA Notice
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DescriptionCrystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top performing waterfront property in one of Crystal Rivers most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on the water experience. Inside, the home presents as clean, comfortable, and guest ready, with a functional 3 bedroom, 2 bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the homes infrastructure and reducing near term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the areas world renowned springs, the property is ideally positioned to continue attracting short term rental demand. Whether you're seeking a high performing short term rental, a waterfront second home with income potential, or a long term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High income waterfront opportunities like this are increasingly rare in Crystal River.
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Similar
Property Features
Possible Terms
- Cash
- Conventional
- VaLoan
Waterfront Description
- BoatDockSlip
- GulfAccess
- RiverAccess
- CanalAccess
- Waterfront
Appliances
- Dishwasher
- ElectricOven
- Refrigerator
- WaterHeater
Home Owners Association Fee
- 0.00
Carport Spaces
- 0.00
Close Date
- 0000-00-00
Cooling
- CentralAir
Covered Spaces
- 0.00
Exterior Features
- PavedDriveway
Flooring
- LuxuryVinylPlank
- Tile
Garage Spaces
- 2.00
Heating
- HeatPump
High School
- Crystal River High
Insurance Expense
- 0.00
Interior Features
- Fireplace
- PrimarySuite
- WindowTreatments
Legal Description
- INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 35 BLK D
Living Area
- 1680.00
Lot Features
- Rectangular
Middle School
- Crystal River Middle
Area Major
- 15
Net Operating Income
- 0.00
Occupant Type
- Tenant
Open Parking Spaces
- 0.00
Other Expense
- 0.00
Parcel Number
- 1063302
Parking Features
- Attached
- Driveway
- Garage
- Paved
Pet Deposit
- 0.00
Pool Features
- None
Possession
- Closing
Property Type
- Residential
Road Frontage Type
- CountyRoad
Roof
- Metal
School Elementary
- Crystal River Primary
Security Deposit
- 0.00
Sewer
- PublicSewer
Style
- MultiLevel
Tax Year
- 2025
The Range
- 0.00
Trash Expense
- 0.00
Utilities
- HighSpeedInternetAvailable
Views
- 113
Water Source
- Public
Year Built
- 1980
Zoning Code
- CLR
Listings provided courtesy of The Hernando County Association of Realtors MLS.
Listing Data ©2026 REALTOR® Association of Citrus County
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Display of MLS data is usually deemed reliable but is NOT guaranteed accurate.
Datafeed Last updated on May 13, 2026 @ 12:00 am
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