While the exact specifics are not clear the Senate approved FHA regulation changes that will allow for FHA to increase the cost of getting mortgage insurance. It appears that the changes that will go into effect on September 7th will allow for a reduction in the upfront fee from 2.25% to 1% ( sound [Read More]

When i first started real estate a friend that was in the business had given me an idea that im sure is practiced by many realtors but is not a requirement to list a property that is, to order an appraisal at the time of listing. I never did it, mostly because i really did not concentrate in listin [Read More]

According to reports on this morning's news, this is the best time to buy! The interest rates are still very low and the home prices are still low. Will they continue to decline? There are so many opinions on it and looking at the numbers, they are still coming down but at a much slower rate. S [Read More]

It seems Citizens Insurance, who we are at their mercy, has passed a new rule. They will NOT insure a shingle roof that is more than 25 years old; a tile roof they will extend a bit longer (I heard probably 30 years, but I am not sure). So where does this put the buyer or seller? One of them will h [Read More]

I can not believe what is happening with banks today. I just read an article that I wanted to share with you. I hope it gives you some perspective. In February the unthinkable happened to a couple hoping to retire in Spring Hill, Florida. They found out that Bank of America had foreclosed on their [Read More]

Many parts of the United States are currently experiencing temperature extremes. This heat wave poses a potential hazard to homes and land. Making your property fire safe is one way to protect not only yourself but your neighbors. Step one, that many people do NOT take, is inspecting your smoke dete [Read More]

If you are an active member of our military, a member of an intelligence agency or a member of a foreign service, you still have time to receive the home buyers tax credit. In order to qualify, you would need at least 90 days overseas duty last year during the time period between Dec. 31, 2008 and [Read More]

Los detectores de humo (Smoke Detectors) o alarmas contra incendios son muy importantes para su seguridad. Usualmente vienen en una caja plastica como de 6" de diametro. Algunos de ellos tienen un sistema multiple de enrgia - electricidad y/o bateria. Otros tan solo tienen una bateria que los [Read More]

The smoke detectors for home use are a very important part for your safety. They are usually housed in a plastic enclosure abouy 6" in diameter. Some of them have a dual power source - direct electric, plus battery. Others have only a battery inside the case which must be replaced every year s [Read More]

On november 1st 2009 The Board of County Commissioners approved a reduction of the impact fees for permits issued December 1 thru November 30 2010. So In addition to the tax credit for first time home buyers and all the extensions added to it, we have this extra help. Our buyers can take advantage [Read More]